Plan Design Consulting

We help improve participant behaviors and increase administration efficiencies.
  • Align plan provisions with employee demographics and sponsor objectives
  • Increase administrative efficiencies
  • Peer/Industry design benchmarking
  • Monitor the impact of new government regulations
  • Measure the effectiveness of employer contributions, vesting schedules and overall plan design

We spend a significant amount of time learning about your current retirement plan through a detailed interview process in conjunction with a review of the plan’s documents. We listen and partner with you to develop customized plan provisions that will meet the needs of your company and participants both now and into the future. We believe sound plan design decisions can only be made when there is an understanding of the relationship between plan rules and participant outcomes.

After conducting a thorough review and analysis, we recommend several solutions and demonstrate their potential impacts. We are experienced in implementing enhancements in 401(k) plan design, including, but not limited to: auto-enrollment, safe harbor plan design, Roth 401(k), Non-Qualified Deferred Compensation Plans (NQDC), innovative employer match scenarios, Qualified Default Investment Alternatives (QDIA) analysis, auto-escalation of contributions and Self Directed Brokerage Accounts (SDBA). Our objective is to develop a plan that will improve administrative efficiencies, align with investment goals, and maximize participant behaviors and success.